Genetix Financial, LLC has created this privacy policy (the "Privacy Policy") as part of our commitment to helping our users better understand what information we collect about them and what we may do with that information. This Privacy Policy describes the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. We encourage you to read this Privacy Policy carefully when using our website or services or transacting business with us. By using our website, you are accepting the practices described in this Privacy Policy.

For purposes of this Privacy Policy, the terms "Genetix Financial", "We" and "Us" mean Genetix Financial, LLC and the terms "Member" and "You" mean a person who provides information to Genetix Financial, LLC to participate in the Service in any manner, whether such person uses the Service as a free member or as a paid subscriber.

Information we collect about you

In General. We may collect personal information that can identify you such as your name and email address and other information that does not identify you. When you provide personal information through our website.

• Information you provide.  We may collect and store any personal information you enter on our website or provide to us in some other manner. This includes identifying information, such as your name, address, email address, and telephone number, and, if you transact business with us, financial information such as your payment method (valid credit card number, type, expiration date or other financial information). We also may request information about your interests and activities, your gender and age, and other demographic information such as your hometown or your username.
• Information about others.  We may collect and store personal information about other people that you provide to us, such as their name, address and email address. If you use our website to send others (friends, relatives, colleagues, etc.) a product as a gift, we may store your personal information, and the personal information of each such recipient in order to process those requests or facilitate future activities.
• Information collected automatically.  We automatically collect information from your browser when you visit our website. This information includes your IP address, your location, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us (see "Cookies" below), and the referring website address. Cookies and Use of Cookie Data. When you visit our website, we may assign your computer one or more cookies, to facilitate access to our site and to personalize your online experience. Through the use of a cookie, we also may automatically collect information about your online activity on our site, such as the web pages you visit, the time and date of your visits, the links you click, and the contests you enter on our site. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that you may not be able to sign in or use some of the interactive features offered on our website.
• If you choose to access our Websites through a mobile device, on a mobile version of the Website, or in an application based version of the Website, we may collect additional information about You. This may include, but is not limited to, location data.

Our Use of Your Information

We use information in the files we maintain about you, and the other information we obtain from your current and past activities on the Websites, to resolve disputes, troubleshoot problems and enforce our Terms and Conditions. At times, we may review the data of multiple members to identify problems or resolve disputes.

You agree that we may use personally identifiable information about you to improve our marketing and promotional efforts, to analyze Website usage, improve our content and product offerings, and customize our Websites' content, layout, and services. These uses improve our Websites and may better tailor them to meet your needs. We also work with various third parties to improve the safety, operation and usefulness of the Websites. In order to do this, we may be required to share certain information about you or your computer with those third parties. In those cases, we require those third parties to abide by this Privacy Policy and / or similarly restrictive terms.

You agree that we may use your information to contact you and to deliver information to you that, in some cases, is targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the Websites. By accepting this Privacy Policy and / or using any of the Websites, you expressly agree to receive this information. If you do not wish to receive these communications, you may opt out of the receipt of certain communications.

With whom we share your information

Personal information.  We do not share your personal information with others except as indicated below or when we inform you and give you an opportunity to opt out of having your personal information shared. We may share personal information with:

• Service providers:  We may share your personal information, which may include your name and contact information (including email address) with third parties that perform certain services on our behalf. These services may include fulfilling orders, providing customer service and marketing assistance, performing business and sales analysis, supporting our website functionality, and supporting contests, sweepstakes, surveys and other features offered through our website. We may also share your name, contact information and credit card information with our authorized service providers who process credit card payments. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.
• Business partners:  When you make purchases on our website or click-through our advertisements offered on third party websites, we may share personal information with the businesses with which we partner to offer you the applicable products, services or advertisements. When you elect to engage in a particular merchant's offer or program, you authorize us to provide your email address and other information to that merchant.
• Other Situations.  We also may disclose your information, including personal information:
  • In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
  • When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.
  • In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

Aggregated and non-personal information.  We may share non-personal information we collect under any of the above circumstances. We may also share it with IAC companies and third parties to develop and deliver targeted advertising on our websites and on websites of third parties, and to analyze and report on advertising you see. We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated, non-personal information with third parties, including advisors, advertisers and investors, for the purpose of conducting general business analysis.

Public Availability of User Profile Information

Unless you elect to opt out, we may link to or make available your site profile to Internet search engines so that your profile may be presented in Internet search results. You acknowledge and agree that the presence of your profile in Internet search results may allow the general public to view some or all of the information that you elect to include in your profile. If you do not wish for the information in your profile to be made available to Internet search engines or presented in Internet search results, please opt out as indicated in the next section.

You have the opportunity to opt out at any time of allowing us to make your profile available to Internet search engines. You can accomplish this through your Account Profile. Simply click on "My Account" after signing in, click the "Edit" button under "Preferences" and follow the directions for opting-out of allowing access to your profile to search engines. To the extent that you have allowed your profile to be made available to Internet search engines at any time, you acknowledge and agree that your profile information may be stored or cached on third party servers, and we have no ability to cause or require such third parties to delete such information.

How you can access your information

If you have an online account with us, you have the ability to review and update your personal information online by logging in and clicking on your "My Account".

If you have an online account with us, you may close your account at any time by visiting the "My Account" page for your account. You must have withdrawn all of the funds in your account balance prior to closing your account. If you close your account, we may still retain certain information associated with your account for tax reporting, analytical purposes and recordkeeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our websites or our users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

How we protect your personal information

Children's privacy

We restrict the use of our service to individuals age 18 and above (19 in Alabama and Nebraska). We do not knowingly collect personal information from anyone under the age of 18.

Changes to this Privacy Policy

We will occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.